 Assist-2-Sell
(303) 755-1635
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"North Americas Leading Discount Real Estate Company"
Superior level of experienced, professional, full time real estate services to Buyers and Sellers in Aurora, Centennial, Denver, DTC, Elizabeth, Franktown, Highlands Ranch, Littleton, Lone Tree, Parker, and the Greater Denver Metro Area.
"Full Service with $avings!"®
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| Assist-2-Sell
Buyers and Sellers Value Realty
2851 South Parker Road, Suite PH-20
Aurora, CO 80014
(303)755-1635 Office
(303)745-2362 Fax
Email: info@webuysellcolorado.com
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| FACTS ABOUT ASSIST-2-SELL
We'll sell your home for as low as $2995!
We'll advertise your home.
We'll show your home to buyers.
We'll arrange for other agents to show your home.
We'll arrange all inspections.
We'll pre-qualify Buyers.
WE DO EVERYTHING! "FULL SERVICE WITH $AVINGS!"®
WHY BUYING A HOME IS A GOOD IDEA
Are you still sitting on the fence about buying a home? Are you still wondering whether you should be buying a home? Why does it makes sense to purchase? Here are some of the best reasons for people to own their homes.
1. First of all, there are income tax savings. All of the mortgage interest and property taxes you pay are tax deductions. They can be deducted from your gross income to reduce your taxable income. Basically, our federal government is subsidizing your purchase. Don’t we all want to pay less in taxes?
2. You will have stable monthly housing costs. When you rent a place to live, you expect that your rent will increase year after year. If you get a fixed rate mortgage when you purchase your home, you will have nearly the same monthly payments for 30 years with only minor increases from taxes and insurance. Even if you get an adjustable rate mortgage, your payment will stay within a certain range for the life of the mortgage. Interest rates are not as volatile now as they were in our country’s recent past. Just imagine how much rent might be in ten or fifteen years from now. It makes sense to buy now!
3. Another good reason to be a homeowner is forced savings. Some people are just lousy at saving money and a house is an automatic savings account. You accumulate savings in two ways – first by paying down your loan.
4. Reap the benefits of appreciation. Although the appreciation varies from year to year, and in some years it may even depreciate, history has shown that over time, real estate increases in value.
5. Leveraging money. If you purchase a $200,000 home, most likely you did not pay cash but rather put some money down and borrowed the rest. If you put 10 percent down, that would be an investment of $20,000. Yet what appreciates is $200,000 – 10 times what you invested! If the home appreciated only 2 percent (historically, the appreciation rate is significantly higher), that would be an increase of $4,000, a 20 percent return on your investment. Where else can you get that kind of return?
POTENTIALLY SAVE MORE MONEY USING CHFA PROGRAM
Where do we go from here? What do we do? If I told you that you could offer your qualifying buyers a tax credit that could potentially save more than firve times the maximum $8,000, which expired last month, would you listen? Would you interested? Like the fly fisherman who presents his hopper just under overhanging branches at the edge of the stream - the results may be just what he wanted, but has never seen. CHFA Statewide Mortgage Credit Certificates (CHFA MCCs) may be the 25 inch rainbow trout you've always imagined.
The CHFA MCC program allows MCC holders/owners to claim up to 20 percent fo their paid mortgage interest each year they live in their home as a federal tax credit. To put that in perspective - with the median priceof a closed Denver metro single family home being $230,000 in May 2010, I chose the conservative approach of using a $200,000 purchase price as my starting point - the result for a minimum down-payment FHA loan at five percent with a 30 year fixed rate was $820.27 tax savings/credit for 2010 (projected first payment August 1, 2010). This credit continues for the life of the loan if the client keeps the property as their residence. At the end of 30 years it would result in total tax savings/credit of $36,807. NOt bad for a maximum cost to your borrower of $700 ($500 CHFA fee, maximum $200 lender fee).
CHFA MCCs are available to FTHBs who have not owned a home as their primary residence in the past three years, current homeowners looking to refinance certain qualified subprime mortgages, or eligible veterans. There are income limitations, i.e. $87,400 for a family of 3+ within the Denver metro area and your borrower must have a FICO of over 580. The purchase price must be for their principal/primary residence and if the home is sold, the transaction may be subject to the Federal Recapture Tax.
As of June 14, 2010, MCCs were temporarily limited to "targeted areas" listed in the CHFA Seller's Guide with the exceptions of eligible veterans and properties located in Grand and Routt Counties. This temporary policy will be in place until late July 2010.
Although the $8,000 FTHB Federal Tax Credit is now in the rearview mirror, CHFA MCCs may give you and your buyers an extra incentive to attain the American dream.
WEBSITES YOUR HOME WILL BE FEATURED ON:
Multiple Listing Service (MLS)
Realtor.com
REColorado.com
WeSellColorado.com
Assist2Sell.com
Googlebase.com
Cyberhomes.com
AOLRealEstate.com
Trulia.com
Oodle.com
Homefinder.com
Hotpads.com
Local.com
MyRealty.com
Propbot.com
Zillow.com
Frontdoor.com
YahooRealEstate.com
Backpage.com
Craigslist.com
Free Buyer's "Hotsheet!" Call or email us today to be added to our mailing list.
FREQUENTLY ASKED QUESTIONS
Are There Any Up-Front Fees or Hidden Charges?
Answer: NO! You pay when we sell your home.
If we don't sell your home, you owe
NOTHING!
How Can You Charge So Much Less?
Answer: We discovered that by charging less, more sellers choose our company. This gives us the opportunity to offer more homes for sale, which of course helps to attract more buyers. We can afford to make less per sale since we sell so many more homes. In other words,VOLUME! Everyone benefits.
Does Assist-2-Sell Show My Home To Buyers?
Answer:YES! We have licensed agents available every day ready to show your home to interested buyers
Do Other Agents Show My Home?
Answer: YES! We cooperate with all real estate professionals. Agents from other offices frequently show and sell Assist-2-Sell listings.
Do You Work With Buyers?
Answer:YES! We provide full service for buyers as well as for sellers. In addition to our own fine selection of homes, we can also assist buyers in viewing homes for sale through other realtors as seen in the MLS, new homes offered by local builders, HUD & Foreclosure Homes. The best part for buyers is that they get our professional assistance at no cost. If we act as your exclusive buyers agent, the seller pays the commission, we work for you.
How Do I Know What My Home Is Worth?
Answer: We'll help you! We'll prepare a free comprehensive Comparative Market Analysis(CMA) using the same technique as appraisers use. This will assist YOU in determining the correct price for your home. This approach takes into consideration the current competition of similar homes. We also review sales for the past year or so to compare market times and selling prices. If you would like a free CMA, please call or email us today.
(303) 755-1635 or gpiele@webuysellcolorado.com
Who is Greg Piele?
Greg has been a full time real estate broker for over 30 years. Greg is a Certified Residential Specialist and recommended by consumer advocate Tom Martino. Why not have a real professional protecting your interests? | |
Assist-2-Sell
Each Office Independently Owned & Operated
"Full Service with $avings!"®
Fees vary for homes over $200,000. Call for details.
*Commissions are not set by law. All commissions are negotiable.
Any comparisons to a percentage commission, such as 6%, are for illustration and comparison purposes only.
The information herein is deemed to be accurate, but not guaranteed. All information to be verified.
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